person putting coin in a piggy bank
Photo by maitree rimthong on

Tactics for beating the high cost of life in New York City


New York City is notorious for its high cost of living, and residents hoping to stay must be strategic in making ends meet.

by David Stone

For the Roosevelt Island Daily News

woman in black jacket and blue denim jeans sitting on window with the view on empire state building
Photo by Vlada Karpovich on

Probably, the most important strategy is finding housing within your budget. New Yorkers sometimes have roommates to help offset the cost of rent, and many live in walk-up buildings rather than apartments with doormen.

Another tactic for saving money is taking advantage of all the free activities New York City offers. From free concerts in the parks to free museum days, there are plenty of ways to enjoy the city without spending a lot of money.

Finally, New Yorkers also know how to bargain for goods and services. From haggling with street vendors to negotiating with landlords, New Yorkers are experts at getting the best deal.

While the high cost of living in New York City can be challenging, there are ways to make it work. By being strategic about your housing, taking advantage of free activities, and knowing how to bargain, you can survive – and even thrive – in the Big Apple.

Housing hacks for surviving the high cost of living in New York City

New York City is notorious for its high cost of living, and finding affordable housing can be a challenge. But some hacks can help you save money on your rent.

For starters, try finding an apartment in a neighborhood that is not as expensive as others. For example, the Upper East Side is typically more expensive than the Upper West Side. And places in the Outer Boroughs are almost always more economical than Manhattan.

Another tip is to look for an apartment with utilities included in the rent. This can be a big money saver, especially in the summer when air conditioning bills can be very high.

Unless you’re firm on living alone or with only immediate family, try finding a roommate or two and split the cost of rent and other expenses.

New York City is a great place to live, but it doesn’t have to break the bank. With a little creativity, you can find ways of saving money and still enjoy city life.

Take advantage of free activities

New York City is a mecca for free activities. From Central Park to the High Line, there are dozens of ways to enjoy the outdoors without spending a dime.

And if you’re looking for indoor activities, you can always take advantage of the city’s world-renowned museums and galleries. Many of New York’s cultural institutions offer free or discounted admission.

New York City Museums offering free and discount admissions include :

  • The Metropolitan Museum of Art – New Yorker plus students from New Jersey and Connecticut are “pay what you wish” at all times.
  • The Museum of Modern Art – Check here for a wide range of free and discount admissions to MOMA.
  • The Brooklyn Museum – On the first Saturday of every month, excluding January and September, The Brooklyn Museum lets anyone enter free of charge from 5 PM to 11 PM.
  • Get a comprehensive list of all the others at NYC Arts.

New York is host to countless free events and festivals throughout the year. Whether you’re interested in music, art, food, or simply enjoying the company of your fellow New Yorkers, there’s sure to be an event that piques your interest.

How to save money on food in New York City

One of the biggest expenses for any New Yorker is food. Eating out is expensive, but with a little planning, it can be more reasonable.

But for starters, cook at home as much as possible. This saves you money and also allows control of the quality and quantity of your food. If cooking is not your thing, though, there are plenty of affordable restaurants in New York City.

Avoid tourist traps, which are often overpriced and not worth the expense. Generally, wander at least a couple of blocks away from major attractions. For example, 7th Avenue runs straight through Times Square, but great food at much better prices awaits on 9th.

Also, take advantage of the many food trucks and carts around the city. Vendors offer a variety of cuisines at reasonable prices. You can enjoy a delicious meal without breaking the bank.

Bargaining tips and tricks for getting the best deals in New York City

New York City is one of the best places in the world to bargain for goods and services. It’s expected because accepting outrageous list prices instantly marks you as a tourist, especially on Broadway.

While it may seem daunting at first, a little preparation and know-how can go a long way towards getting the best deals in the city. Here are a few tips and tricks to help you get started.

  • First, it’s important to know what you’re willing to pay for an item before you start bargaining. This will give you a baseline to work from and prevent you from overpaying.
  • Second, be prepared to walk away from a deal if you aren’t getting the price you want. This sends a clear message to the seller that you’re not desperate and that they must do better if they want your business.
  • Finally, be assertive in your bargaining. New Yorkers are known for their negotiating skills, so give it your best shot. With a little practice, you’ll be bargaining like a pro in no time.

New Yorkers share their secrets for surviving the high cost of living

New Yorkers are known for their grit and determination. After all, living in the Big Apple is not for the faint of heart. Between the high cost of rent, the hordes of people, and the pace of life, it can be easy to feel overwhelmed.

But New Yorkers have developed a few tricks for surviving–and even thriving–despite the challenges. One common strategy is to find ways to save money on everyday expenses.

New Yorkers are experts at scouring the city for deals on everything from groceries to transportation. They also know how to make the most of smaller living spaces, which helps to offset the high cost of rent.

In addition, New Yorkers have developed a strong sense of community. In such a densely populated city, It’s important to build a support network of friends and neighbors. This sense of community can help to make the city feel more manageable–and even enjoyable.

New Yorkers, also, almost as a habit after a while, embrace the chaos of the city. Rather than fighting against the crowds and the noise, they’ve learned to roll with the punches and enjoy the thrills.

If you’re feeling overwhelmed by the challenges of life in the city, take heart. With a little effort, you can learn to navigate the challenges and enjoy all that New York City spills out in front of you.

Conclusion: Beating the High Cost of Living in New York City

New York City is one of the most expensive places to live in the world, but that doesn’t mean that thriving and flourishing is impossible. Many strategies can help you cope with the high cost of living, from finding ways to save money on everyday expenses to building a strong sense of community. With a little effort, you can learn to navigate the challenges and get a kick over what the city has to offer.

More from Assorted Ideas, Large & Small

About Author


Leave a Reply

Previous Story

Kickbacks? Fraud? A Whistleblower Assault on Shelton Haynes

Next Story

Think twice now before using the Roosevelt Island Subway

Latest from New York City

0 $0.00
%d bloggers like this: